Pawnbroker Service

A pawnbrokers loan is probably the fastest and easiest way of raising cash fast. We will lend against almost any item of value and advance cash on the spot. You can borrow any amount as long as the value of the item secures the amount borrowed.

We lend against:

• Jewellery
• Watches
• Diamonds
• Electrical goods
• Cameras
• Life and endowment policies
• Collectables
• Shares
• Computer ware
• Cars, vehicles, motorbikes
• ...... or any items of value.

Whether it be a humble ring worth £10 or goods worth thousands of pounds, our customers are always given personal attention and leave our premises satisfied that they have received a superb pawnbroking service and the best advance obtainable against the value of their goods. We are experts at what we do and that is why our customers choose to come back to us time and time again.

A Pawnbrokers Loan is often a good alternative to a conventional loan. There's no form filling, status enquiries or credit scoring to contend with. If you need fast cash for any purpose, the loan is immediate and based solely on the value of the item pawned. If you have had difficulty obtaining a loan elsewhere, try giving us a call and use your valuables to borrow money fast.

Our premises are offices, so you will be served comfortably in a private area.

Our pawnbroking loan rates are very competitive and we do not charge any documentation or administration fees over and above the interest. The interest rate that we charge will depend on the amount of the loan and on the nature of the item used as security.

How Pawnbroker Loans Work

We will look at any item and tell you how much we can lend against it. If the amount offered and the charges are acceptable, you will be issued with a contract (licensed under the Consumer Credit Act 1974) with a term of 6 months. This will be explained to you in our offices.

The goods remain yours throughout the duration of the loan and are held in secure storage facilities until such time as the loan is repaid.

The goods can be redeemed at any time during the term of the loan by repaying the capital borrowed plus the interest owing up to the point of redemption.

Towards the end of the 6 month period we write to you to remind you that the loan is coming to an end and that it can either be repaid in full i.e. the original loan amount plus 6 month's interest or that it can be renewed for another 6 months by paying 6 month's interest only.

If the loan remains unpaid or unrenewed at the end of the 6 month period, we would be obliged to sell the item in order to retrieve the capital and interest owing. Any surplus over and above the capital, interest and reasonable expenses incurred in selling the item would be returned to you.

If you have any queries about our pawnbroker service, please Contact Us. Freephone 0800 698 1828 Email enquiries@maxcroft.co.uk We'll be happy to answer any questions you may have.

More about Pawnbroking and its history >>